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Oregon
Health Insurance-Independent Health Insurance Agents
Portland (503)231-6399 Toll Free (888)426-9544
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| Regence
BlueCross BlueShield of Oregon (PDF)
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You can check to see if your health care professional is a participating provider in the Regence BlueCross BlueShield of Oregon network here. (NOTE: This will open a new browser window for the search. When you are finished, just close that window.)
The following is a very brief outline of
the plan's features. For complete information including limitations and
exclusions, please
contact us and request a Summary of Benefits for this plan.
Blue Selections
Plus Plan
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Benefit
Features |
In-Network
Provider
Benefit |
Out-Of-Network
Provider
Benefit
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Lifetime
maximum benefit |
$2,000,000
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Individual deductible options per calendar year |
$500,
$1,000, $2,500, $5,000 |
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Family deductible per calendar year |
Maximum
of three family members |
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Maximum
amount of covered expenses you pay each calendar year per person (maximum
coinsurance) |
$6,000
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$10,000
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Family maximum coinsurance per calendar year |
Maximum
of three family members |
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After
your maximum coinsurance is met each calendar year, we pay |
100%
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100%
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Important note:
Your deductible and/or copayments do not accumulate toward your maximum
coinsurance. Your maximum
coinsurance accumulates separately for In-Network and Out-Of-Network
providers. Copayments will
continue to be collected after your maximum coinsurance has been met. |
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Preventive Care Services and Office
Visits
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Deductible
Waived - We Pay |
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Immunizations for adults and children |
100%
after $30 copay |
100%
after $40 copay |
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Well-baby care to age 2 and well-child exams |
100%
after $30 copay |
100%
after $40 copay |
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Annual women's exam including Pap test and
mammogram |
100%
after $30 copay |
100%
after $40 copay |
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Annual men's exam including PSA test
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100%
after $30 copay |
100%
after $40 copay |
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Office visits including urgent care visits |
100%
after $30 copay |
100%
after $40 copay |
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Other Professional Services |
After
Deductible - We Pay |
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Office procedures |
70%
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50%
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Therapeutic injections including allergy shots |
70%
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50%
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Surgery |
70%
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50%
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Maternity care |
70%
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50%
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Diagnostic radiology and lab including routine
colorectal cancer screening |
70%
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50%
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Hospital Services
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After
Deductible - We Pay |
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Inpatient stay including maternity and
rehabilitation |
70%
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50%
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Inpatient mental health stay |
70%
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50%
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Outpatient surgery |
70%
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50%
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Emergency room care (copay waived if admitted
to hospital) |
70%
after $100 copay |
70%
after $100 copay |
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Other Services |
After
Deductible - We Pay |
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Ambulance
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70%
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70%
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Outpatient rehabilitation (physical, speech,
and occupational therapy) |
70%
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50%
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Skilled nursing facility, home health, and
hospice care |
70%
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50%
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Durable medical equipment and supplies |
70%
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50%
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Transplant
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70%
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50%
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Prescription Benefits and Vision Care
Services |
No
Deductible - We Pay |
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Generic prescription medications |
100%
after $10 copay (unlimited) |
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All other covered expenses for prescription
medications |
50%
up to a limit of $5,000 per calendar year |
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Vision exam once per calendar year |
100%
after $30 copay (Participating
vision provider) |
50%
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Vision hardware (lenses and frames or contacts)
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100%
up to $150 maximum allowance per calendar year |
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Additional
Benefits
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Accidental
death |
Provides $15,000 for you and your enrolled
adult spouse, $4,000 for each enrolled dependent or a subscriber under the
age of 18. |
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Special
Beginnings® |
Provides a maternity program designed to
promote healthy prenatal care through education and support. |
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BlueCard®
program |
Provides savings nationwide by using physicians and other professional providers of the Blue Cross and/or Blue Shield Plan in the area where you receive the service. Find a provider near you at www.bcbs.com. |
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| Blue Selections Plus Rates | ||||
| Deductible $500 | ||||
| Age | Individual | Individual and Spouse | Adult and Child(ren) | Family |
| 0-17 | 89 | N/A | N/A | N/A |
| 18-20 | 118 | 233 | 180 | 326 |
| 21-24 | 140 | 277 | 214 | 389 |
| 25-29 | 150 | 300 | 231 | 445 |
| 30-34 | 171 | 342 | 265 | 512 |
| 35-39 | 182 | 366 | 280 | 547 |
| 40-44 | 234 | 466 | 360 | 677 |
| 45-49 | 277 | 553 | 427 | 694 |
| 50-54 | 321 | 643 | 493 | 738 |
| 55-59 | 387 | 774 | 595 | 888 |
| 60+ | 444 | 887 | 685 | 977 |
| Deductible $1,000 | ||||
| Age | Individual | Individual and Spouse | Adult and Child(ren) | Family |
| 0-17 | 80 | N/A | N/A | N/A |
| 18-20 | 102 | 208 | 159 | 291 |
| 21-24 | 123 | 248 | 189 | 346 |
| 25-29 | 133 | 268 | 206 | 397 |
| 30-34 | 152 | 304 | 234 | 455 |
| 35-39 | 162 | 325 | 249 | 486 |
| 40-44 | 208 | 417 | 320 | 602 |
| 45-49 | 247 | 493 | 380 | 616 |
| 50-54 | 285 | 572 | 440 | 657 |
| 55-59 | 344 | 689 | 530 | 791 |
| 60+ | 394 | 788 | 607 | 868 |
| Deductible $2,500 | ||||
| Age | Individual | Individual and Spouse | Adult and Child(ren) | Family |
| 0-17 | 62 | N/A | N/A | N/A |
| 18-20 | 80 | 160 | 122 | 223 |
| 21-24 | 96 | 190 | 147 | 267 |
| 25-29 | 101 | 207 | 157 | 304 |
| 30-34 | 117 | 233 | 180 | 350 |
| 35-39 | 125 | 250 | 191 | 374 |
| 40-44 | 159 | 320 | 246 | 462 |
| 45-49 | 189 | 380 | 292 | 475 |
| 50-54 | 218 | 438 | 338 | 504 |
| 55-59 | 265 | 528 | 406 | 608 |
| 60+ | 303 | 606 | 466 | 667 |
| Deductible $5,000 | ||||
| Age | Individual | Individual and Spouse | Adult and Child(ren) | Family |
| 0-17 | 45 | N/A | N/A | N/A |
| 18-20 | 61 | 122 | 94 | 170 |
| 21-24 | 71 | 145 | 112 | 204 |
| 25-29 | 79 | 157 | 121 | 234 |
| 30-34 | 90 | 179 | 138 | 269 |
| 35-39 | 96 | 190 | 146 | 286 |
| 40-44 | 122 | 245 | 187 | 353 |
| 45-49 | 145 | 291 | 224 | 361 |
| 50-54 | 166 | 336 | 258 | 387 |
| 55-59 | 203 | 404 | 311 | 464 |
| 60+ | 233 | 462 | 357 | 510 |
| Regence
BlueCross BlueShield of Oregon (PDF)
|
Please contact us
to request that a Summary of Benefits and application for this plan be
sent to you. Don't forget to give us your mailing address.
Privacy Statement- This request will be absolutely confidential. The information will not be sold, given away or used for any other purpose but to mail or email requested information.
This is not an application for insurance. In the state of Oregon, Individual Health Insurance plans must be approved in the underwriting stage of the insurance application. This might take a few weeks to complete. Please leave your name address and questions and any information that you would like.
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