Oregon Health Insurance-Independent Health Insurance Agents

Portland (503)231-6399  Toll Free (888)426-9544

Blue Selections Plus

 

 

 

Regence BlueCross BlueShield of Oregon Blue Selections Plus Benefit Description, the new plans rates will be effective on April 1, 2008.

New Rates 4-1-2008

Regence BlueCross BlueShield of Oregon (online application)

Regence BlueCross BlueShield of Oregon (PDF)

 

You can check to see if your health care professional is a participating provider in the Regence BlueCross BlueShield of Oregon network here.   (NOTE: This will open a new browser window for the search. When you are finished, just close that window.)


The following is a very brief outline of the plan's features. For complete information including limitations and exclusions, please contact us and request a Summary of Benefits for this plan.

Blue Selections Plus Plan

Benefit Features

In-Network 

Provider Benefit

Out-Of-Network 

Provider Benefit

Lifetime maximum benefit

$2,000,000

Individual deductible options per calendar year

$500, $1,000, $2,500, $5,000

Family deductible per calendar year

Maximum of three family members

Maximum amount of covered expenses you pay each calendar year per person (maximum coinsurance)

$6,000

$10,000

Family maximum coinsurance per calendar year

Maximum of three family members

After your maximum coinsurance is met each calendar year, we pay

100%

100%

Important note: Your deductible and/or copayments do not accumulate toward your maximum coinsurance.  Your maximum coinsurance accumulates separately for In-Network and Out-Of-Network providers.  Copayments will continue to be collected after your maximum coinsurance has been met.  

Preventive Care Services and Office Visits

Deductible Waived - We Pay 

Immunizations for adults and children

100% after $30 copay

100% after $40 copay

Well-baby care to age 2 and well-child exams

100% after $30 copay

100% after $40 copay

Annual women's exam including Pap test and mammogram

100% after $30 copay

100% after $40 copay

Annual men's exam including PSA test 

100% after $30 copay

100% after $40 copay

Office visits including urgent care visits

100% after $30 copay

100% after $40 copay

Other Professional Services  

After Deductible - We Pay 

Office procedures

70%

50%

Therapeutic injections including allergy shots

70%

50%

Surgery

70%

50%

Maternity care

70%

50%

Diagnostic radiology and lab including routine colorectal cancer screening

70%

50%

Hospital Services

After Deductible - We Pay 

Inpatient stay including maternity and rehabilitation

70%

50%

Inpatient mental health stay

70%

50%

Outpatient surgery 

70%

50%

Emergency room care (copay waived if admitted to hospital)

70% after $100 copay

70% after $100 copay

Other Services

After Deductible - We Pay 

Ambulance 

70%

70%

Outpatient rehabilitation (physical, speech, and occupational therapy)

70%

50%

Skilled nursing facility, home health, and hospice care

70%

50%

Durable medical equipment and supplies

70%

50%

Transplant 

70%

50%

Prescription Benefits and Vision Care Services

No Deductible - We Pay 

Generic prescription medications

100% after $10 copay (unlimited)

All other covered expenses for prescription medications

50% up to a limit of $5,000 per calendar year

Vision exam once per calendar year

100% after $30 copay

(Participating vision provider)

50%

Vision hardware (lenses and frames or contacts)

100% up to $150 maximum allowance per calendar year

Additional Benefits

Accidental death 

Provides $15,000 for you and your enrolled adult spouse, $4,000 for each enrolled dependent or a subscriber under the age of 18.

Special Beginnings®

Provides a maternity program designed to promote healthy prenatal care through education and support.

BlueCard® program

Provides savings nationwide by using physicians and other professional providers of the Blue Cross and/or Blue Shield Plan in the area where you receive the service.  Find a provider near you at www.bcbs.com.

 

 

Blue Selections Plus Monthly Premium Rates April 1, 2008.

Monthly premium for Regence BlueCross BlueShield Blue Selections plan is step-rated based on the age of the oldest family member on the policy.
 Blue Selections Plus Rates
Deductible $500
Age Individual Individual and Spouse Adult and Child(ren) Family
0-17 89 N/A  N/A  N/A 
18-20 118 233 180 326
21-24 140 277 214 389
25-29 150 300 231 445
30-34 171 342 265 512
35-39 182 366 280 547
40-44 234 466 360 677
45-49 277 553 427 694
50-54 321 643 493 738
55-59 387 774 595 888
60+ 444 887 685 977
  Deductible  $1,000
Age Individual Individual and Spouse Adult and Child(ren) Family
0-17 80 N/A  N/A  N/A
18-20 102 208 159 291
21-24 123 248 189 346
25-29 133 268 206 397
30-34 152 304 234 455
35-39 162 325 249 486
40-44 208 417 320 602
45-49 247 493 380 616
50-54 285 572 440 657
55-59 344 689 530 791
60+ 394 788 607 868
  Deductible $2,500
Age Individual Individual and Spouse Adult and Child(ren) Family
0-17 62 N/A  N/A N/A 
18-20 80 160 122 223
21-24 96 190 147 267
25-29 101 207 157 304
30-34 117 233 180 350
35-39 125 250 191 374
40-44 159 320 246 462
45-49 189 380 292 475
50-54 218 438 338 504
55-59 265 528 406 608
60+ 303 606 466 667
  Deductible $5,000
Age Individual Individual and Spouse Adult and Child(ren) Family
0-17 45 N/A  N/A  N/A 
18-20 61 122 94 170
21-24 71 145 112 204
25-29 79 157 121 234
30-34 90 179 138 269
35-39 96 190 146 286
40-44 122 245 187 353
45-49 145 291 224 361
50-54 166 336 258 387
55-59 203 404 311 464
60+ 233 462 357 510

Regence BlueCross BlueShield of Oregon (online application)

Regence BlueCross BlueShield of Oregon (PDF)

 

Please contact us to request that a Summary of Benefits and application for this plan be sent to you. Don't forget to give us your mailing address.

Privacy Statement- This request will be absolutely confidential.  The information will not be sold, given away or used for any other purpose but to mail or email requested information.

Information Request Form

This is not an application for insurance.  In the state of Oregon, Individual Health Insurance plans must be approved in the underwriting stage of the insurance application.  This might take a few weeks to complete.  Please leave your name address and questions and any information that you would like.

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