Oregon Health Insurance-Independent Health Insurance Agents

Portland (503)231-6399  Toll Free (888)426-9544

OREGON HEALTH INSURANCE

 

 

 

Click on the company name for plan outlines, MD lists, and current prices.  Any questions, or for information brochures for these companies, either use the request form or call us, we can also can  email most company brochures to you in minutes.

 

There are three basic kinds of Health Insurance plans.

1.  PPO's-Preferred Provider Organizations  

Generally PPO plans have a deductible and a wide range of Doctors that you can visit that are in your network without a referral.  If you receive service outside the network most companies will only pay the negotiated rate that a Doctor in the network would receive and a 20% reduction in benefits.  The policy holder is then responsible for the extra 20% and other charges not covered.  So it is important to try and stay inside the network of doctors and hospitals.

Regence BlueCross BlueShield of Oregon

Fortis

LifeWise

ODS

PacificSource

Health Net  PPO

2.  Traditional Plans

These are Doctor and Hospital plans with a deductible and co-insurance, no network.  Most of these plans have the maximum amount they would pay for any given service.

3.  HMO's- Health Maintenance Organizations

Generally HMO plans have no deductible and a "gatekeeper" primary care Doctor that you need to get a referral to see a specialist.  There is usually no coverage out of a network.

 

KAISER

PacifiCare

HealthNet

Click on the company name for plan outlines, MD lists, and current prices.  Any questions, or for information brochures for these companies, either use the request form or call us, we can also can  email most company brochures to you in minutes.

 
Privacy Statement- This request will be absolutely confidential.  The information will not be sold, given away or used for any other purpose but to mail or email requested information.

Information Request Form

This is not an application for insurance.  In the state of Oregon, Individual Health Insurance plans must be approved in the underwriting stage of the insurance application.  This might take a few weeks to complete.  Please leave your name address and questions and any information that you would like.

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