Oregon Health Insurance-Independent Health Insurance Agents

Portland (503)231-6399  Toll Free (888)426-9544

LifeWise Health Plan of Oregon

 

 

 

 

                                                          

LIFEWISE ONLINE INDIVIDUAL QUOTES, APPLICATIONS and OUTLINES

These are the new plans as of 9-1-2007.

LifeWise Individual and Family Plans

Whether your clients choose the value-packed WiseEssentials (PDF) plan, the comprehensive WiseChoices (PDF) plan or the tax-advantaged WiseSavings (PDF) they'll get benefits and health-care coverage that fit their lifestyle.

Preventive Services in our plans:

  • Well-baby and newborn exams
  • Routine physicals (for school, sports, work)
  • Women's and men's annual exams
  • Preventive immunizations
  • Cancer screenings

Other important features:

  • Prescription drug benefits
  • Alternative Care benefits (Chiropractic and Acupuncture)
  • Mammography covered in full
  • Professional office visits (including Urgent Care and Naturopathy)

 

Plan Highlights

Complete plan information: Individual and Family Health-Care Coverage Brochure (PDF)

     
  WiseEssentials WiseChoices WiseSavings
LifeWise Health Plans
Effective starting 9/1/07		 Plan Summary (PDF)
Plan Rates (PDF)		 Plan Summary (PDF)
Plan Rates (PDF)		 Plan Summary (PDF)
Plan Rates (PDF)
Features • Affordable basic coverage
• Lower monthly rates		 • Broadest coverage
• Choice of deductible and copay options		 • Tax-advantaged savings plan
• Lower monthly rates
Individual Deductible $1,500 / $2,500 / $5,000 / $7,500 $500 / $1,000 / $2,500 / $5,000 $3,000 individual
$6,000 family**
Coinsurance
(what you pay)		 25% 20% 20%
Coinsurance Maximum $9,000 $7,500 $2,000 individual
$4,000 family
Out-of-Pocket Maximum
 Annual deductible +
coinsurance maximum		 Annual deductible +
coinsurance maximum		 Annual deductible +
coinsurance maximum
Office Visits and
Preventive Exams		 No deductible applies on first six visits ($25 copay only); subsequent visits subject to deductible and 25% $20 copay per visit Preventive Exams: No deductible applies, you pay 20%
Office Visits: Deductible
applies first, then you pay 20%
Alternative Care
(12 shared visits per calendar year for spinal manipulations and acupuncture)		 $25 copay $25 copay After paying deductible, you pay 20%
Pharmacy
(Retail 30-day supply)		 $20 generic only $20 generic; 50% brand After paying deductible, you pay 20%; preventive generic cardiac drugs reimbursed at 100%*
Pharmacy
(Mail Order 90-day supply)		 $50 generic only $50 generic; 45% brand Not available
Maternity After paying deductible, you pay 25% After paying deductible, you pay 20% After paying deductible, you pay 20%
Vision Care Not covered Exams covered in full (one  exam per two calendar years) $200 for frames, lenses and contact lenses (per two calendar years) Not covered
* Reimbursable expenses are covered at 100% of maximum allowable amounts; no deductible applies.
** Services for all family members covered under the same HSA-qualified plan are applied to the family deductible. The family deductible must be met before services are covered for any enrolled family members on the WiseSavings HSA plan.

 

LIFEWISE ONLINE INDIVIDUAL QUOTES, APPLICATIONS and OUTLINES

 

For a LifeWise Health Plan of Oregon application and brochure mailed to you for the individual and family plans please fill out the form below.

 

Privacy Statement- This request will be absolutely confidential.  The information will not be sold, given away or used for any other purpose but to mail or email requested information.

Information Request Form

This is not an application for insurance.  In the state of Oregon, Individual Health Insurance plans must be approved in the underwriting stage of the insurance application.  This might take a few weeks to complete.  Please leave your name address and questions and any information that you would like.

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