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International
Citizens Series
What
Are the Rates?
Short
Term International Medical Insurance (up to a year)
Administrator-MultiNational Underwriters,
Inc offers a complete line of international insurance products. Each
program is supported by the most responsive and professional administrative
services in the market, and fully insured by Lloyd’s, London which is rated A
(strong) by S&P.
Why Buy International Medical Insurance?
Who is the Plan Administrator?
Who is the Insurer?
Which Plan is Right for Me?
Am I Eligible for The International Citizen Series?
Is Coverage Under The International Citizen Series Renewable?
How Do I Apply for The International Citizen Series?
How Do I File a Claim?
Hospital Pre-certification
What Are the Plan Features?
What
Are the Rates?
How
Do I Apply?
Why Buy International Medical Insurance?
The answer is easy.
If you are a US citizen living abroad, traditional sources of US private
health insurance will not meet your needs. Geographical exclusions and
provider limitations common to these policies will restrict or even eliminate
the coverage available to you while you are outside the US. At the same time,
you may not be eligible for participation in the government sponsored plans in
the country where you reside. Or you may wish to have access to health care in
other countries, including the US, in the event you become seriously ill. If
you are a non-US citizen, you may need an international medical insurance
policy to supplement the coverage available to you through your government
sponsored plan, or to provide coverage while you are outside your home
country. If your lifestyle knows no geographic limits, you need health
insurance that knows no boundaries as well. MultiNational Underwriters, Inc.
has designed The International Citizen Series to meet your needs.
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Who is the Plan Administrator?
MultiNational Underwriters, Inc., headquartered in Indianapolis, Indiana, is a
full service organization, offering a comprehensive portfolio of insurance
products designed specifically to address the insurance needs of international
citizens. With over 40 years of experience in the international insurance
market, the staff of MultiNational Underwriters, Inc. is ready to serve you.
Our international claims specialists, medical professionals and customer
service representatives are available 24 hours a day, 7 days a week to answer
your questions and respond to your needs. Whether you have a question about
your coverage, or are in need of emergency medical evacuation, you will find
our service team to be prompt, compassionate, and of the highest professional
quality.
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Who is the
Insurer? Click Here
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Which Plan is Right for Me?
If you desire worldwide coverage, including coverage in the US and Canada, the
Platinum plan is right for you. This plan is one of the most comprehensive
medical insurance products available, featuring a $5,000,000 lifetime limit,
worldwide medical coverage, maternity benefits, mental and nervous benefits,
wellness benefits and emergency medical evacuation benefits. If you desire
worldwide coverage, excluding the US and Canada, either the Premier or Risk
Share plans will meet your needs, depending on your budget and your appetite
for risk.
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Am I Eligible for The International
Citizen Series?
The International Citizen Series is available to citizens of all countries of
the world who are at least age 14 days, and not older than age 74. If you are
a US citizen, you must reside outside the US, or plan to depart the US within
30 days of the effective date, and plan to reside abroad for at least 6
months. Citizens of other countries may reside anywhere, including their
country of citizenship.
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Is Coverage Under The International
Citizen Series Renewable?
Yes. The International Citizen Series products are annually renewable. There
are no medical questions at renewal. Renewal is only subject to your continued
eligibility and payment of premiums. Your renewal premium will be the same as
all persons of your same age and gender. If you purchase coverage before you
reach the age of 65, and maintain coverage continuously for 10 years, subject
to continued eligibility, you will automatically be eligible to apply for the
International Citizen Senior Plan, with no medical questions.
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How Do I Apply for The International
Citizen Series?
Just complete the Application For Insurance and send it to MultiNational
Underwriters, Inc. along with your initial premium payment. Within 48 hours of
receipt of your Application, MultiNational will inform you as to the
acceptance of your application and your effective date, or of any additional
information required to continue considering your application. Remember, your
Application will become a permanent part of your record, and will become a
part of your certificate of coverage. Answer each question thoroughly and
legibly, and attach additional sheets if necessary. If your application is not
accepted, MultiNational Underwriters, Inc. will promptly refund your premium.
If your application is accepted, you will receive a fulfillment kit containing
your certificate of coverage, an identification card, a claim form, and
instructions on how to use your insurance.
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How Do I File a Claim?
Filing a claim is easy. Once your Application is accepted, you will receive a
kit which contains claim forms. Just complete the claim form, attach original,
itemized bills, and forward them to MultiNational Underwriters, Inc. Be sure
to complete your claim form, sign it, and indicate a convenient time and
location to contact you in the event questions arise. If you have already paid
certain expenses, attach a copy of your paid receipt. You will be reimbursed.
In many cases, MultiNational Underwriters, Inc. will make payment directly to
the hospital or physician who treated you. Remember, you are responsible for
the deductible, coinsurance, and any uncovered charges.
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Hospital Pre-certification
All plans in The International Citizen Series contain hospital
pre-certification provisions. Pre-certification simply means that you must
contact MultiNational Underwriters, Inc. as soon as possible before a planned
hospitalization or surgical procedure, or within 48 hours of an emergency
hospital admission, or within the first 90 days of pregnancy.
Pre-certification allows us to establish contact and make payment arrangements
with your providers, negotiate discounts which will benefit both you and us,
pre-arrange future care, and plan for your claim. Pre-certification helps us
help you.
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Frederick Sampson
Oregon Health Insurance
11918 SE Division, PMB # 114
Portland, OR 97266
USA
Phone 888-426-9544 / 503-231-6399
Fax 503-907-6548
E-mail address: frs@xprt.net
Lloyd's
of London On-Line Rates and Application
Short
Term Lloyd's of London (up to a year)
Privacy Statement- This request will be absolutely
confidential. The information will not be sold, given away or used
for any other purpose but to mail or email requested information.
Information Request Form
This is not an application for insurance. In the state of Oregon,
Individual Health Insurance plans must be approved in the underwriting stage of
the insurance application. This might take a few weeks to complete.
Please leave your name address and questions and any information that you would
like.
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