ALLIANZ
LONG TERM CARE
CNA LONG TERM CARE FORTIS
LONG TERM CARE
You protect yourself and your family with auto and homeowners
insurance. Long-term care insurance protects against a far greater
threat. The odds of a car accident are 70 in 1,000 at an average loss of
$3,000. But the odds you will need long-term care are 600 in 1,000. The
average loss is somewhere between $50,000 and $80,000 per year.
The American Health Care Association warns that failure to prepare
for the cost of long-term care is the primary cause of impoverishment
among the elderly. Use this site to learn a little about long-term care
insurance, and find out if you or someone you love is at risk.
What is Long
Term Care?
When a chronic condition sets in, people often need assistance --
from occasional help with household chores such as cooking and cleaning,
to around-the-clock nursing care. Long-term care doesn't have to take
place in a nursing home -- in many cases it can be provided in the
patient's home. Services vary widely in degree and cost, depending on
one's condition, needs and environment.
Be aware that long-term care is not the same as medical, or acute,
care and that it is often NOT covered by standard medical insurance.
Acute care is provided in a hospital for a short time, with the
intention of making the patient better. Long-term care is provided to
people with chronic or degenerative illnesses who require support over a
longer period of time.
Individuals may need long-term care when a chronic condition limits
their ability to maintain themselves or their households.
Long-term
case services include:
What is Long
Term Care?
Long-term
case services include:
|
- Assisted
living facilities
- Adult
day care centers
- Personal
care attendants
- Nursing
homes
- Home
health care
- Hospices
|
It's not just for the elderly. The truth is, anyone could require
long-term care.
Privacy
Statement- This request will be absolutely
confidential. The information will not be sold, given
away or used for any other purpose but to mail or email requested
information.
Information Request Form
This is not an application for insurance. In the state of
Oregon, Individual Health Insurance plans must be approved in the
underwriting stage of the insurance application. This might take
a few weeks to complete. Please leave your name address and
questions and any information that you would like.
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