Oregon Health Insurance-Independent Health Insurance Agents

Portland (503)231-6399  Toll Free (888)426-9544

ODS HSA Value

 

 

 

ODS-has been marketing Health Plans for over 45 years in Oregon.

The Health Savings Account (HSA) Plan is a high deductible health plan that waives your deductible for preventive care. After choosing an ODS HSA Plan, you will need to sign up for a Health Savings Account.

Apply for ODS Insurance OnLine

ODS  Application (paper)

HSA Value

HSA plans offer lower insurance premiums through a high deductible health plan coupled with a bank account in which you accumulate tax-advantaged savings through your contributions to pay for qualified medical expenses until your deductible is met.

Benefit Summary
Plan year deductible options $2,800 (individual) $5,600 (family)(1)
  Member Responsibility
In Network Out of Network
Out-of-pocket maximum, per person (after deductible) $2,200 (individual)
$4,400 (family)		 no maximum
Preventive Care
Annual women's exam — pap, pelvic, breast 50%* 50%
Women's routine mammogram 50%* 50%
Well-baby care 50%* 50%
Routine physical exams 50%* 50%
Immunizations 50%* 50%

*Deductible waived.

(1)Family deductible applies when an individual and a spouse or one (1) or more dependents are enrolled. Therefore, prior to benefits being paid, the entire family deductible must be met.

This is a benefit summary only. For a complete description of benefits, refer to your Policy. Effective July 1, 2007 through June 30, 2008
Professional Services
Office visits 50% 50%
Alternative Care ($1000 Annual Benefit Maximum):
Chiropractic, Naturopathic and Acupuncture		 50% 50%
Maternity
All pre/post office visits and doctor delivery; hospital charges 50% 50%
Hospital Services
Inpatient and outpatient surgery; room, ancillary and
physician charges; skilled nursing facility care		 50% 50%
Emergency Services
Urgent care 50% 50%
Emergency room (deductible applies) 50%
Ambulance 50%
Other Facilities and Services
Lab and X-ray services; rehabilitation services; medical supplies and devices; in-hospital care; home healthcare 50% 50%
Prescription services 50%

Lifetime maximum

 $2,000,000
($250,000 out-of-network)
Value Added Services

When you join ODS, you get health plans enhanced by a wide variety of helpful value added services. Medical members have access to:

  • myODS, a personalized website allowing you to manage your own plan.
  • eDocAmerica a secure account for emailing health questions and concerns directly to a physician.
  • Registered Nurse Advice Line, a toll free number providing access to a nurse's advice 24 hours a day.

In addition to these tools, you'll discover benefit plans that are actually easy to understand. And teams of ODS Health Professionals dedicated to your healthy, happy life.

 

HSA Value Rates

HSA Value - $2,800 Deductible
Age Insured
Only		 Insured &
Spouse		 Insured & Spouse & Child (ren) Insured & Child (ren)

Monthly rates effective July 1, 2007 through June 30, 2008
Monthly family rates are based on the age of primary applicant
0 - 19 $41 $82 $114 $71
20 - 24 60 119 166 103
25 - 29 66 139 195 121
30 - 34 76 162 223 139
35 - 39 83 176 233 150
40 - 44 103 204 273 170
45 - 49 122 242 297 175
50 - 54 144 286 343 198
55 - 59 171 339 396 222
60 - 64 199 398 426 239

 

 

 

Apply for ODS Insurance OnLine

ODS  Application (paper)

 

Privacy Statement- This request will be absolutely confidential.  The information will not be sold, given away or used for any other purpose but to mail or email requested information.

Information Request Form

This is not an application for insurance.  In the state of Oregon, Individual Health Insurance plans must be approved in the underwriting stage of the insurance application.  This might take a few weeks to complete.  Please leave your name address and questions and any information that you would like.

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