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ODS-has been marketing Health Plans for
over 45 years in Oregon.
Apply
for ODS Insurance OnLine
ODS
Application (paper)
HSA Choice
HSA plans offer lower insurance premiums through a high deductible health
plan coupled with a bank account in which you accumulate tax-advantaged savings
through your contributions to pay for qualified medical expenses until your
deductible is met.
Benefit Summary
| Plan year deductible options |
$1,500 (individual) $3,000 (family)(1) |
| |
Member Responsibility |
| In Network |
Out of Network |
| Out-of-pocket maximum, per person (after deductible) |
$3,500 (individual)
$7,000 (family) |
no maximum |
| Preventive Care |
| Annual women's exam — pap, pelvic, breast |
20%* |
40% |
| Women's routine mammogram |
20%* |
40% |
| Well-baby care |
20%* |
40% |
| Routine physical exams |
20%* |
40% |
| Immunizations |
20%* |
40% |
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| Professional Services |
| Office visits |
20% |
40% |
Alternative Care ($1000 Annual Benefit Maximum):
Chiropractic, Naturopathic and Acupuncture |
20% |
40% |
| Maternity |
| All pre/post office visits and doctor delivery; hospital charges |
20% |
40% |
| Hospital Services |
Inpatient and outpatient surgery; room, ancillary and
physician charges; skilled nursing facility care |
20% |
40% |
| Emergency Services |
| Urgent care |
20% |
40% |
| Emergency room (deductible applies) |
20% |
| Ambulance |
20% |
| Other Facilities and Services |
| Lab and X-ray services; rehabilitation services; medical supplies and
devices; in-hospital care; home healthcare |
20% |
40% |
| Prescription services |
30% |
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Lifetime maximum
|
$2,000,000
($250,000 out-of-network) |
| Value Added Services |
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When you join ODS, you get health plans enhanced by a wide variety of
helpful value added services. Medical members have access to:
- myODS, a personalized website allowing you to
manage your own plan.
- eDocAmerica a secure account for emailing health
questions and concerns directly to a physician.
- Registered Nurse Advice Line, a toll free number
providing access to a nurse's advice 24 hours a day.
In addition to these tools, you'll discover benefit plans that are
actually easy to understand. And teams of ODS Health Professionals
dedicated to your healthy, happy life.
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*Deductible waived.
(1)Family deductible applies when an individual and a spouse or
one (1) or more dependents are enrolled. Therefore, prior to benefits being
paid, the entire family deductible must be met.
HSA Choice Rates
HSA Choice - $1,500 Deductible
| Age |
Insured
Only |
Insured &
Spouse |
Insured & Spouse & Child (ren) |
Insured & Child (ren) |
|
Monthly rates effective November 1, 2008 through October 31, 2009
Monthly family rates are based on the age of primary applicant
|
| 0 - 19 |
$69 |
$138 |
$192 |
$119 |
| 20 - 24 |
101 |
201 |
280 |
173 |
| 25 - 29 |
111 |
233 |
327 |
204 |
| 30 - 34 |
128 |
272 |
375 |
234 |
| 35 - 39 |
140 |
295 |
390 |
251 |
| 40 - 44 |
172 |
344 |
457 |
285 |
| 45 - 49 |
205 |
406 |
499 |
294 |
| 50 - 54 |
242 |
481 |
576 |
332 |
| 55 - 59 |
286 |
569 |
665 |
373 |
| 60 - 64 |
335 |
668 |
715 |
401 |
Apply
for ODS Insurance OnLine
ODS
Application (paper)
Privacy
Statement- This request will be absolutely
confidential. The information will not be sold, given away or
used for any other purpose but to mail or email requested information.
Information Request Form
This is not an application for insurance. In the state of Oregon,
Individual Health Insurance plans must be approved in the underwriting stage
of the insurance application. This might take a few weeks to complete.
Please leave your name address and questions and any information that you
would like.
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Send
mail to frs@xprt.net
with questions or comments about this web site.
Copyright © 1999 INDEPENDENT HEALTH INSURANCE AGENTS
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